Getting Started with Virtual Cards

Virtual cards provide the quickest way to start using CHEAPPAY for online purchases. This guide walks through setup, configuration, and best practices for getting the most from your virtual card.

Creating a virtual card takes minutes. After completing account verification, navigate to the Cards section and select Create Virtual Card. Choose your primary cryptocurrency for the card—this can be changed later. The system generates card details instantly including card number, expiration date, and CVV code.

Card customization options include setting spending limits to control maximum transaction sizes, geographic restrictions to limit card usage to specific regions, merchant category blocks to prevent certain types of purchases, and time-based controls for temporary cards.

Adding funds to your virtual card happens automatically when you maintain balance in your CHEAPPAY wallet. The card draws from your crypto holdings and converts to fiat in real-time at the point of sale. No manual loading or transfer required.

Using the virtual card online works like any payment card. Enter the card details at checkout, and the transaction processes instantly. The merchant receives fiat currency while you retain the security and benefits of cryptocurrency.

Transaction notifications arrive immediately via push notification and email. You'll see the amount charged, merchant name, conversion rate applied, and remaining card balance. This transparency helps track spending and identify any unauthorized use quickly.

Security features include the ability to freeze cards instantly from the mobile app, generate temporary card numbers for one-time purchases, set up biometric authentication for card usage, and enable merchant whitelisting for added security.

The virtual card integrates with popular digital wallets including Apple Pay and Google Pay. Add your CHEAPPAY virtual card to these services for even faster checkout and enhanced security through tokenization.

Managing multiple virtual cards helps organize spending. Create separate cards for different purposes like subscriptions, shopping, or business expenses. Each card can have distinct limits and settings tailored to its purpose.

For international purchases, the virtual card handles currency conversion automatically. You'll always see the final cost in your chosen currency before confirming transactions, with no hidden fees or unfavorable exchange rates.

If you encounter issues, our support team provides 24/7 assistance through the app chat function. Common problems like declined transactions usually result from insufficient balance, merchant restrictions, or verification requirements that our team can resolve quickly.