Legal

Privacy Policy

Last updated: January 14, 2025

At CHEAPPAY, we take your privacy seriously. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our platform, mobile application, and related services. By using CHEAPPAY, you agree to the collection and use of information in accordance with this policy.

Information We Collect

Personal Information

  • • Wallet addresses and blockchain transaction data
  • • Email address (optional for notifications)
  • • Region/country information for compliance
  • • KYC information (if required by local regulations)

Transaction Information

  • • Payment card transaction history
  • • Wallet transaction records
  • • Merchant information for purchases
  • • Transaction amounts and timestamps

Usage Data

  • • Device information and browser type
  • • IP address and location data
  • • App usage patterns and preferences
  • • Performance and error logs

How We Use Your Information

We use the collected information for the following purposes:

  • Service Delivery: To process transactions, manage cards, and provide wallet services
  • Security: To detect and prevent fraud, unauthorized access, and illegal activities
  • Compliance: To comply with legal obligations and regulatory requirements
  • Improvement: To analyze usage patterns and improve our services
  • Communication: To send important updates, notifications, and support messages

Data Security

We implement industry-standard security measures to protect your information:

  • • End-to-end encryption for all sensitive data
  • • Secure blockchain storage for transaction records
  • • Multi-factor authentication options
  • • Regular security audits and penetration testing
  • • Non-custodial wallet architecture (you control your keys)
  • • Compliance with PCI-DSS standards for card data

Data Sharing and Disclosure

We do not sell your personal information. We may share data only in the following circumstances:

  • • With payment processors and card networks to facilitate transactions
  • • With service providers who assist in operating our platform
  • • When required by law or to comply with legal processes
  • • To protect our rights, privacy, safety, or property
  • • With your explicit consent for specific purposes

Your Rights

You have the following rights regarding your personal data:

  • Access: Request a copy of your personal data
  • Correction: Request corrections to inaccurate data
  • Deletion: Request deletion of your personal data
  • Portability: Request transfer of your data to another service
  • Objection: Object to certain data processing activities

To exercise these rights, please contact us at privacy@cheappay.com

Cookies and Tracking

We use cookies and similar tracking technologies to enhance user experience, analyze usage patterns, and maintain session security. You can control cookie preferences through your browser settings, though some features may not function properly without them.

Children's Privacy

CHEAPPAY is not intended for users under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected data from a minor, please contact us immediately.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page and updating the "Last updated" date. Your continued use of CHEAPPAY after changes constitutes acceptance of the updated policy.

Questions?

If you have questions or concerns about this Privacy Policy, please contact us.

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